Silo Account
Your username is more than a name. It's a complete set of payment instructions: your preferred chain, asset and wallet(s). Set it once, update it anytime. Every payment follows your rules automatically.
What it stores
Your username
Your preferred chain
Your preferred asset
Your payout wallet(s)
Optional randomized % payout splits across multiple wallets
What it never does
Holds or touches your funds
Exposes your wallets or preferences publicly
Your money always stays in your own wallets
How it stays private
One profile, and every wallet, chain, and asset you own become private by default. Your preferences are encrypted and never visible on the blockchain or to anyone paying you.
Silo Pay
Sending crypto used to mean asking questions. What chain are you on? What asset do you want? Which wallet address? Silo Pay eliminates all of it. Type a username, enter an amount, and confirm. Everything else happens automatically and privately in the background.
What happens when you send
Silo reads the recipient's preferences automatically
Finds the optimal route, handles any swaps, bridges and privacy
Delivers to their wallet in their preferred chain and asset
You never see their wallet address. They never see yours.
What stays private
Neither side's wallets, balances, or history are ever exposed
The recipient's preferences stay hidden
Silo maintains encrypted records for compliance, without exposing anything to either side.
What you receive
A clear quote before you confirm
A simple confirmation once complete
A redacted receipt — who sent, who received, how much, and when
We do the heavy lifting
Most privacy tools make you do the work: shielding funds, managing secret notes, switching privacy modes, waiting for anonymity, or moving to an entirely different chain just for basic privacy. Silo handles all of it invisibly. ZK proofs unlink sender and receiver on-chain. CCTP bridges cross-chain transfers at zero fee. DEX aggregators find the best swap route automatically. You just send. We handle the rest.
Everyday Use
Crypto is part of your life: paying friends back, sending money abroad, splitting costs. But every time you do it, there's that moment. The address exchange. The chain question. The quiet anxiety of knowing whoever you just paid can now see everything. Silo removes all of it.
When it clicks
Paying back friends after dinner, trips, or shared expenses
Sending money to family abroad without wire transfer fees or delays
Quick crypto payouts instead of slow bank transfers
Incoming payments split automatically across your wallets: hot wallet, cold storage, or however you prefer.
What you'll notice
Type their username, enter an amount, hit send
Drop your payment link or QR anywhere: Twitter bio, Instagram, WhatsApp. Anyone can pay you instantly and privately.
You both get a clean redacted receipt: who sent, who received, how much, when
No follow up questions. No back and forth. Just done.
Why it's different
No one can look up your address and see your balance or transaction history
You're not handing someone a window into your financial life every time you pay them
Everyone prefers different chains and assets. Now none of that matters. Send what you have, and they automatically receive what they want.
Business Friendly
Every business eventually hits the same wall with crypto. Your finances are visible to anyone you transact with. Everyone you pay or get paid by is on a different chain, a different asset. The coordination always falls on you. Silo fixes all of it. Without adding complexity, changing your setup, or asking anyone to learn anything new.
Day to day
Your team gets paid in a few clicks. No address collection, no chain coordination, no mistakes
You automatically receive your preferred asset on your preferred chain, no matter what they sent
Share your username, scan your QR, or drop a payment link. Customers pay in any crypto they hold
Set automatic splits across treasury, operations, and payroll wallets. Every incoming payment routes itself.
The cost difference
Traditional card processors charge 2-3% on every transaction
Payroll platforms charge 0.25-0.65% domestically. International delivery with FX fees pushes that to 1.1-1.7%.
Silo charges 0.20-0.30%, a fraction of what you're paying today, with no hidden fees
Privacy and compliance
Every transaction generates a clean human-readable record: who paid whom, how much, and when
Your core wallet addresses and full payment history stay completely off-stage
Privacy for your business and everyone you pay, built in from the start, not bolted on after
Get paid exactly how you want, Every time
One profile. Set your preferred chain, asset, and wallets. Every payment arrives exactly as you want it, automatically & privately.
Why Choose Silo
Crypto payments, redesigned from scratch
SILO removes the complexity, exposure, and friction that prevent crypto payments from working in everyday life.
Private by Default
Your balance is nobody's business.
Nobody on the blockchain can see what you hold, what you've sent, or who you've paid.
Account-Based Payments
Pay people, not wallet addresses.
A Silo username reveals nothing about your wallets, balances, or history. Pay privately using their username.
Unified Payments
No more “What chain are you on?”
Send any asset you have. Silo reads your recipients profile, converts, bridges and routes automatically, delivering exactly what they want.
Compliant Privacy
Private payments with a paper trail.
Transactions are unlinkable on the blockchain. Redacted receipts provided for users. Finally a privacy tool that works for real life.
Non-Custodial Reliability
Your funds never leave your wallets.
Non-custodial by design. Use the wallets you already have. Your money stays in your control at every step.
How SILO Works
One account,
One flow
Don't change your wallets. Upgrade them. All your existing wallets, chains, and assets become private by default.
Silo Account
Get paid how you want. Without sharing your wallet. Lock in your preferences, and every payment follows your rules automatically.
Payment Profile
Universal Payouts
Private & Non-Custodial
Silo Pay
Send crypto to anyone. Just their username and an amount. Silo finds the route, handles the swap, bridges if needed, and delivers privately.
Auto Routing
Private Transactions
Redacted Receipts
Who SILO is for
BUILT FOR THE REAL WORLD
Experience seamless, private, and cross-chain payments like never before.
Everyday Use
Sending crypto should feel like sending a text. Not like handing someone your bank statement.
Send by Name
A username and a dollar amount. That's the whole conversation.
Your finances stay yours
Your balance, history, and transactions are never publicly visible. Ever.
It just arrives correctly
Send any asset. They receive exactly what they want. Done.
Business Friendly
Accept crypto payments or pay your team, without the complexity, the high fees, or putting your finances on display.
Pay anyone, anywhere
Employees, contractors, vendors worldwide. No bank details, no wire transfers, no delays.
Lower fees. New customers.
Spend less on every transaction. Unlock a new wave of crypto-native customers.
Your operations stay invisible
Addresses, balances, and history stay off-stage. Always.
Social Proof
Backed by builders
Built for real-world adoption, not experimental privacy.
The best usernames go first.
name is available
